Regulatory investigations
backed by retrieved evidence.
Submit a compliance brief. Deepheem searches authoritative AML/CFT regulatory sources across UK (FCA enforcement records, MLR 2017, JMLSG, FATF), US (FinCEN advisories, SEC enforcement, OFAC, Federal Register, FFIEC), and Nigeria (CBN regulations, EFCC enforcement, MLPA 2022) — classifying every source by authority type and assessing every finding as Supported, Partial, Unsupported, or Contradicted. Built for AML analysts, compliance officers, and KYC teams.
Is this institution currently FCA-authorised, or in the application process?
Should I focus on EDD triggers for high-risk customers, or the broader MLR 2017 obligations framework?
EDD obligations clearly established under MLR 2017 Regulation 33. FCA guidance confirms high-risk customer triggers. Two findings supported, one partially supported.
Evidence supported · 3 regulatory sourcesEDD required where customer presents higher ML/TF risk — MLR 2017 Reg. 33
SupportedFCA enforcement pattern indicates heightened scrutiny of payment institutions
PartialDeepheem does not replace name-matching or sanctions screening. It replaces the manual regulatory research you do after a screening hit — building the evidentiary basis for your EDD file, adverse media review, or regulatory risk assessment. Use Deepheem to structure the investigation, then document it in your compliance system.
Evidence-based compliance investigations with an evidence gate
Evidence retrieved and classified across regulatory records, legislation, and guidance for each jurisdiction — UK (FCA, MLR 2017, JMLSG, FATF), US (FinCEN, SEC, OFAC, FFIEC), and Nigeria (CBN, EFCC, MLPA 2022). Risk classification only assigned when the evidence gate passes — UNCLASSIFIED returned when evidence is insufficient. Every finding assessed against retrieved source text, not inferred.
CDD & EDD research
Retrieve and structure the regulatory basis for Customer Due Diligence and Enhanced Due Diligence obligations across jurisdictions: UK (MLR 2017, FCA guidance, JMLSG), US (BSA/AML Act 2020, FinCEN guidance, FFIEC Manual), and Nigeria (MLPA 2022, CBN AML/CFT Regulations) — all assessed and classified by authority type.
Adverse media investigation
Search across regulatory enforcement notices, news archives, Companies House records, and public filings. Findings assessed as Supported, Partial, Unsupported, or Contradicted — never a raw link dump.
Regulatory enforcement history
Retrieve enforcement actions and regulatory decisions by jurisdiction: FCA Final Notices and enforcement actions (UK); FinCEN enforcement orders and SEC actions (US); EFCC prosecutions and CBN sanctions (Nigeria). Sources classified as Regulatory Authority — not mixed with news opinion.
Regulatory guidance lookup
Search regulatory guidance by jurisdiction: JMLSG, FCA policy statements, and FATF recommendations (UK); FinCEN advisories, FFIEC BSA/AML Examination Manual, and Federal Register rule-making (US); CBN AML/CFT Regulations and GIABA typologies (Nigeria). Findings mapped to specific paragraphs — audit-trail ready.
Corporate & beneficial ownership
Retrieve Companies House filings, corporate structure data, and related regulatory records. Findings on ownership, control, and corporate history — all evidence-assessed and source-classified.
Evidence gate & risk classification
Risk classified HIGH or MEDIUM only when supporting evidence passes the gate. Insufficient evidence returns UNCLASSIFIED — never speculative. Classification is source-driven, not inferred.
Audit-ready PDF export
Structured report with findings, evidence labels, risk classification, regulatory mapping, source citations, and identified gaps — formatted for compliance files and regulator review.
Ask → Search → Weigh → Verdict
Every compliance investigation follows the same structured workflow. No hallucinated findings. No unsourced conclusions. Every result tied to retrieved evidence.
Ask
Submit your compliance brief — regulatory question, AML obligation, EDD trigger, or risk assessment scope. Deepheem asks targeted clarifying questions before any search begins.
Search
Deepheem searches authoritative regulatory sources scoped to the selected jurisdiction — UK (FCA records, MLR 2017, JMLSG, FATF, Companies House), US (FinCEN, SEC, OFAC, Federal Register, FFIEC), or Nigeria (CBN, EFCC, MLPA 2022, CAC). No cross-jurisdiction leakage.
Weigh
Sources classified: Regulatory Authority, Official Legislation, Government Source, Authoritative Source, or Secondary Commentary. Every finding assessed against retrieved text.
Verdict
A structured compliance report — supported obligations, evidence gaps, contradictions, and overall assessment. Export as PDF with full citations. Not professional advice.
Start with one free compliance investigation
No card required. Upgrade only when you need more.
- 1 full investigation report
- All investigation depths
- Source classification & evidence assessment
- Watermarked report · no PDF download
- 10 investigations / month
- Quick & Standard depths
- Regulatory source classification
- Evidence assessment on every finding
- PDF export — watermarked
- 30 investigations / month
- Quick, Standard & Deep dive depths
- Regulatory source classification
- UK (FCA, MLR 2017, JMLSG) · US (FinCEN, SEC, OFAC) · Nigeria (CBN, EFCC, CAC)
- Follow-up questions on any investigation
- PDF export — no watermark
- 100 investigations/month (10 seats, shared pool)
- Quick, Standard & Deep dive depths
- Regulatory source classification
- UK (FCA, MLR 2017, JMLSG) · US (FinCEN, SEC, OFAC) · Nigeria (CBN, EFCC, CAC)
- Follow-up questions on any investigation
- PDF export — no watermark
Questions from compliance and AML teams
No. Deepheem does not replace sanctions screening, PEP databases, or name-matching tools like Refinitiv or ComplyAdvantage. It replaces the manual regulatory research you do after a screening hit — building the evidentiary basis for your EDD file, adverse media review, or regulatory risk assessment.
Sources are scoped to the selected jurisdiction. UK: FCA enforcement records and Final Notices, Money Laundering Regulations 2017, FCA Financial Crime Guide, JMLSG guidance, FATF recommendations, HM Treasury guidance, Companies House filings. US: FinCEN advisories and enforcement orders, SEC enforcement actions, OFAC sanctions guidance, Federal Register rule-making, FFIEC BSA/AML Examination Manual, DOJ enforcement. Nigeria: CBN AML/CFT Regulations and circulars, EFCC enforcement and prosecutions, Money Laundering Prevention and Prohibition Act 2022 (MLPA 2022), CAC corporate filings. Every source is classified by authority type — Regulatory Authority, Official Legislation, Government Source, or Secondary Commentary.
Every compliance report runs through an evidence gate before a risk classification is assigned. If the retrieved evidence is insufficient to support a HIGH or MEDIUM classification, the report returns UNCLASSIFIED — meaning there was not enough retrieved evidence from authoritative sources to make a classification. UNCLASSIFIED does not mean no risk exists; it means verification gaps were identified and additional due diligence is required. The report will detail those gaps explicitly.
Deepheem output provides a structured, evidence-assessed regulatory research report — suitable as a research input to your EDD process. Reports include regulatory mapping, identified gaps, and source citations formatted for compliance files. You should always review and apply your own professional judgment before including findings in a compliance file or regulatory submission.
UK: Money Laundering Regulations 2017 (as amended), Proceeds of Crime Act 2002, Terrorism Act 2000, FCA SYSC rules, FCA Financial Crime Guide, JMLSG guidance, and sector-specific FCA rules. FATF recommendations included where relevant. US: Bank Secrecy Act, AML Act 2020, 31 USC 5318 program requirements, FinCEN guidance, OFAC sanctions programmes, Federal Register regulatory text, FFIEC BSA/AML Examination Manual. Nigeria: Money Laundering Prevention and Prohibition Act 2022 (MLPA 2022), CBN AML/CFT Regulations 2022, EFCC Act, Terrorism Prevention Act, and relevant CBN circulars and directives.
Your queries and reports are never used to train models. Data is encrypted in transit and at rest. Business plan customers can request region-pinned storage for regulatory compliance requirements.
Yes — all paid plans include PDF export with full citations, source classifications, evidence status labels (Supported, Partial, Unsupported, or Contradicted), and a professional disclaimer on every report. Pro and Business plans export without watermark.
Run your first compliance investigation free.
No setup. No credit card. Submit a regulatory brief — get a structured, evidence-assessed compliance report back.